Synchrony

Buy Now, Pay Over Time

No Interest if Paid in Full Within 6 Months*

On purchases of $.01 or more at Warehouse Direct USA made with the Synchrony HOMETM Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. Minimum monthly payments required.

Applying for the Synchrony HOME™ Credit Cardis quick, easy and secure

1. Apply

Fill out a secure online application.

Apply Now

2. Credit decision

You’ll get an instant credit decision shortly after you submit the application.

3. Shop

If you’re approved, we’ll send you a temporary account number and you can start shopping right away.

Frequently Asked Questions

How do I apply for a Synchrony HOME™ Credit Card?

You can apply for a Synchrony HOME™ Credit Card by filling out an application online.

Apply Now

How do I manage my Synchrony HOME™ Credit Card?

Log in to your account at mysynchrony.com to view your balance. schedule payments and view previous purchase activity.

How do I make a payment on my Synchrony HOME™ Credit Card?

Pay Online: Log in to your account on mysynchrony.com, click "manage my account," and then click "payments."

Pay by Phone: Contact Synchrony HOME Customer Service 1-844-335-5909 Mon – Sunday 8:00 am to 12:00 midnight EST to make a payment by phone.

Pay by Mail: Mail payment to the address below. Please note: ensure that you have plenty of time for your payment to arrive prior to the payment due date.

Synchrony Bank
PO Box 960061
Orlando, FL 32896-0061

*Qualifying purchase amount must be on one receipt.> No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

American First Finance

Shop Now, Pay As You Go

Embrace your freedom to shop

Our partnership with American First Finance gives you the
freedom to get your products, and more with easy payments.

  • No Credit Needed*
  • Approvals up to $5,000.00
  • Low, Easy Payments
  • 101-Day Early Buyout Option+

Apply Now

How It Works

1

Shop Online

2

Apply at Checkout

3

Take it Home Today!

Already Have An Account?

Login to your account to easily make payments and find account
information. Reach out to American First Finance Customer
Support with account questions.

Customer Support (855) 721-1188

*Subject to approval. Approval is possible without a FICO® Score, but we may check credit. The transaction advertised is a lease, lease-to-own or rent-to-own program, or rental-purchase agreement. Instead of paying interest, you will pay rental fees on top of the retail price. The lessee will not own the property until the Total Cost of Ownership is paid either by payment of the total of payments over the full term of the agreement or by prepayment as provided for by law. Other fees may apply. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available at participating locations where permitted by law. Terms and conditions subject to change at any time.

+An Early Buyout Option fee of $29.00 applies when exercising the Early Buyout Option.

Kornerstone

Furniture Financing Options

Warehousedirectusa.com now has No Credit Check Financing options for all the furniture in our collection. Whether you have good credit, or bad credit, or even no credit! We have a financing option for you that will allow you to get the furniture you need for your home, for only $40 down, and with a "90 day buy out" option.

Our financing is fast and easy! Apply Online here. Most applicants are instantly approved and most orders ships free!

We offer two methods of financing for your new furniture. Kornerstone Financial is the company that we have partnered with to offer you No Credit Check financing. Get up to $5000 approved same day!

How does Kornerstone work?

We have made the process for financing with Kornerstone easy! First Click below and fill out the application. Once approved, we will call you, or send you an email with the approval amount and the next steps to follow so you can get your furniture ordered and delivered to you. It’s that simple! We are happy to answer any question you might have. Before you apply, please give us a call at (866) 794-2030 to ensure the inventory. 

Crest_Web_Ads

Fast, Easy and Secure Furniture Financing Options

Have a Question - Call us at 866-794-2030

Kornerstone Financial - Kornerstone Financial offers very simple furniture financing approval process, which allows you to purchase furniture from us with NO CREDIT CHECK. There is even a 90 DAY BUY OUT option. If you have a valid driver's license, pay stub, and bank statement, chances are you have a very strong chance of being approved for this program. Kornerstone Financial offers a quick and easy way of obtaining instant approval no credit check furniture financing to get the furniture you need today. Now available from HOME!

Only $40 Down When you Apply!

* Financing Is NOW AVAILABLE to qualified residents throughout the U.S. (*excluding NJ, VT, WI & MN)

  • APPLY FROM HOME - Click the link below and apply online to get approved for up to $5000. 90 Day Buy Out option!
  • SIGN FROM HOME - Upon approval Kornerstone Financial allows you to e-sign all the documents for the financing, allowing you to do so within the comfort of your own home!
  • HOME DELIVERY - After your approved, You pay the $40 down payment when you apply and you can have your furniture delivered to you.

apply-now

*No Refunds or Exchanges of products for finance customers once loan has funded

Copyright © 2023. WarehouseDirectUSA.com All Rights Reserved. Atlanta, GA.